By Sara V. Solano, BFA™ LodeStar Advisory Group LLC Time moves quietly — until it doesn’t. We all know the feeling of looking back and wondering where the years went, or wishing we’d acted sooner. Those moments are more than nostalgia; they reveal how our perception of time influences the financial choices we make every day. This reflection was inspired by Joy Leare’s essay “Time Is a Thief,” originally published on   Substack . Her piece explores how fleeting moments shape o

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